(800) 644-1150
  • Manage Your Future
  • Client Access
  • Home
  • How We Help You
    • Financial Planning
    • Investing for Your Future
    • Managing Your Retirement Income
    • Managing Your Risk
  • Wealth Education
    • Articles and Videos
    • Ask a Question
  • About Lucia Capital Group
    • Meet the Team
    • Locations
    • Careers
    • Contact Us
Lucia Capital Group
  • (800) 644-1150
  • Contact Us
  • Client Access
  • How We Help You
    • Financial Planning
      Full-service financial planning
    • Investing for Your Future
      Investment and asset management
    • Managing Your Retirement Income
      The Bucket Strategy®
    • Managing Your Risk
      Insurance, annuities, and long-term care
  • About Us
    • About the Firm
      Learn what sets us apart from the pack
    • Meet Our People
      We aim to exceed your expectations
    • Locations
      Find the office closest to you
    • Careers
      Join the Lucia Capital Group team
    • Contact Us
      We want to hear from you
  • Wealth Education and Events
  • Manage Your Future
Lucia Capital Group

Insurance

Long-Term Care Insurance Linked-Benefit Plans
Insurance

Long-Term Care Insurance Linked-Benefit Plans

October 9, 2018

We are excited to announce the release of our 2017 third quarter market commentary and investment update. Join Ray Lucia Jr. and the investment team as they share their thoughts on the markets, the economy, and what it means for your money.

Saying Goodbye to “Use It or Lose It” Long-Term Care Insurance
Insurance

Saying Goodbye to “Use It or Lose It” Long-Term Care Insurance

October 3, 2018

Two things are happening with long‐term care: the costs of care keep going up, and along with it, so do the premiums for long-term care insurance. And did you know that your premiums can rise, even though you’ve already got a policy in force?

Managing the Scare of Long Term Care
Insurance

Managing the Scare of Long Term Care

February 23, 2017

Ask any finance professor, retirement researcher or astute financial and estate planner and they will tell you that one of the most important, yet under-managed risks facing retirees today is the possibility of having to drain their retirement accounts in order to pay for long term care.

5 Shocking Facts About Healthcare for Retirees
Insurance

5 Shocking Facts About Healthcare for Retirees

July 6, 2016

Healthcare costs are high, and going higher. I think we can all agree on that. And as we get older, those costs will begin to take center stage. Take a look at these five shocking facts about healthcare for retirees.

Select a Topic

  • All Articles and Videos
  • Investing and Personal Finance
    IRAs, BDCs, REITs, ETFs—Tired of wading through alphabet soup? Let us clearly explain the investing basics you need to know.
  • Retirement Planning
    Strive to make the most of your retirement. Get answers to your most pressing questions, and gain the knowledge necessary to make important decisions about your financial future.
  • Insurance
    Little is certain in life—don’t be blindsided by unexpected circumstances. See what insurance can do for your portfolio.
  • Digital Risk
    It is a digital world—like or not we need to navigate the pros and cons. Let’s discuss some of the risks and take steps to protect your data.
  • Life Planning
    Little is more important than making sure your loved ones are well taken care of. Let us help you establish education savings accounts, plan your estate, and more.
  • Tax Planning
    Are you missing valuable deductions and over paying on taxes? Get educated and find out.
  • Market Commentary
  • Lucia Capital Group Weekly

Take control of your financial future

Get Started Now or call us (800) 644-1150

Connect with us

About Lucia Capital Group

Lucia Capital Group, along with its family of financial services companies headquartered in San Diego, California, offers a fully integrated wealth platform providing end-to-end investment strategies from wealth advice to asset management and insurance. We are truly committed to helping our clients achieve their financial goals.

Consisting of several CFP® and CFA® professionals and ChFC® advisors, the team at Lucia Capital Group is knowledgeable and experienced in the areas of financial planning, asset management, investment brokerage, and insurance services. With more than 15 locations nationwide, we offer comprehensive, integrated financial planning and wealth services to clients of all types and accounts of all sizes.

Get the latest from Lucia Capital Group delivered to your inbox. 

Subscribe to Lucia Capital Group

Get great content, delivered to your inbox, every week.

Newsletter Signup

Newsletter Signup

Get the latest from Lucia Capital Group delivered to your inbox.


About

  • Our Firm
  • Meet the Team
  • Locations
  • Careers
  • Contact Us

Education

  • Retirement Planning
    Strive to make the most of your retirement. Get answers to your most pressing questions, and gain the knowledge necessary to make important decisions about your financial future.
  • Investing and Personal Finance
    IRAs, BDCs, REITs, ETFs—Tired of wading through alphabet soup? Let us clearly explain the investing basics you need to know.
  • Tax Planning
    Are you missing valuable deductions and over paying on taxes? Get educated and protect your nest egg.
  • Insurance
    Little is certain in life—don’t be blind sighted by unexpected circumstances. See what insurance can do for your portfolio.
  • Life Planning
    Little is more important than making sure your loved ones are well taken care of. Let us help you establish education savings accounts, plan your estate, and more.

Important Links

  • Client Access
  • Disclosures and Privacy Policy
  • Important Disclosure Regarding Your Personal Financial Dashboard
  • FINRA BrokerCheck

Important Information

The information presented should not be considered specific tax, legal, or investment advice and is not specific to any individual’s personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. This material was gathered from sources believed to be reliable, however, its accuracy cannot be guaranteed.

Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including the investments purchased and/or investment strategies devised by Lucia Capital Group) will be either suitable or profitable for a client’s or prospective client’s portfolio; thus, investments may result in a loss of principal. Accordingly, no client or prospective client should assume that any information appearing on this website serves as the receipt of, or a substitute for, personalized advice from Lucia Capital Group or any other investment professional.

The Bucket Strategy® involves investments subject to risks, fees, and expenses. There is no guarantee that any investing strategy will be profitable or provide protection from loss.

Raymond J. Lucia Jr., Joseph P. Lucia, and Rick Plum are registered representatives of, and offer securities through, Lucia Securities, LLC, a registered broker/dealer, member FINRA/SIPC. Advisory services offered through Lucia Capital Group, a registered investment advisor and an affiliate of Lucia Securities, LLC. Registered representatives of Lucia Securities, LLC only conduct business in the states where they are currently licensed. Registration with the SEC does not imply a certain level of skill or training. John Dean is not an associated person of Lucia Securities, LLC. Lucia Securities, LLC, CA insurance license no. 0H40817.

Pinhook Capital, LLC, is a registered investment advisor, offers model portfolio advisory services to Lucia Capital Group, and is under common ownership and control with Lucia Capital Group and Lucia Securities, LLC.

Check the background of this firm on FINRA’s BrokerCheck.

The information provided is based on current laws, which are subject to change at any time. Lucia Capital Group is not affiliated with or endorsed by the Social Security Administration (SSA) or any government agency. Social Security rules can be complex. For more information about Social Security benefits, visit the SSA website at www.ssa.gov or call (800) 772-1213 to speak with an SSA representative.

© 2019 Copyright Lucia Capital Group