Insurance product guarantees are subject to the claims-paying ability of the issuing insurance company, and are subject to their terms and conditions.
Long Term Care coverage policies and provisions may not be available in all states. Approval may be subject to the terms and conditions of the insurance company.
Insurance products offered through Lucia Insurance Services, LLC (CA Insurance Lic. #0H40817). Lucia Insurance Services is licensed to offer insurance products such as life, disability, long-term care, and annuities. Lucia Insurance Services is under common ownership with Lucia Securities, LLC.