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Answers to the most common questions about lifetime income

Build Your Own Pension

Your Guide to Guaranteed Lifetime Income

Americans face unique challenges when it comes to acquiring and maintaining a steady retirement income.  In fact, many retirees say that their biggest fear is not having enough income to meet their basic spending needs. In this free guide, we lay out the basics of guaranteed income for life in easy-to-understand language to help you make an informed decision. Don’t wait — download your free decision kit today!

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Frequently Asked Questions

11 Answers Everyone Should Have Before Buying Lifetime Income

The world of annuities can be a confusing place. That’s why we compiled 11 of the most common questions that we’ve heard when discussing lifetime income strategies with people just like you.

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You should always seek counsel of the appropriate advisor prior to making any investment decision. All investments are subject to risk including the loss of principal. This material was gathered from sources believed to be reliable, however, its accuracy cannot be guaranteed. The information in these materials may change at any time and without notice.

Variable annuities are long-term investment products designed for retirement purposes. Variable annuities with guarantees are available through optional riders at additional cost. Guarantees are based on the claims-paying ability of the issuer subject to their terms and conditions. Early withdrawals may be subject to surrender penalties and, if taken prior to age 59½, may be subject to an additional 10% federal tax. Annuities are not FDIC insured. Certain terms and conditions apply, so please read insurance company materials carefully.

Before investing, carefully consider a variable annuity’s investment objectives, risks, charges, and expenses. To obtain a prospectus or summary prospectus, which contains this and other information, call your financial advisor. Read the prospectus carefully before investing.

Insurance products offered through Lucia Securities, LLC (CA Insurance Lic. #0H40817). Lucia Securities is licensed to offer such insurance products as life, disability, long-term care, and annuities.

CAA-12456 (05/20)