North San Diego Business Chamber 401(k) Program
Powered by Lucia Capital Group
California law requires retirement plans for small businesses with one or more employees by December 31, 2025. Learn how the North San Diego Business Chamber 401(k) Program can help minimize your risk, responsibility, and liability.
*The North San Diego Business Chamber does not receive any compensation for plans established through this program.
Save Time and Money with Our Collaborative 401(k) Program
Our 401(k) program is tailored to meet the unique needs of each business, providing a flexible, cost-effective way to offer competitive retirement benefits to your employees. By focusing on customization, we ensure that your plan aligns with your business goals and workforce needs while minimizing your administrative responsibilities.
Key benefits of the program include:
- Reduced management and maintenance fees
- Streamlined compliance and audits
- Minimized time spent on administrative tasks
The North County Chamber 401(k) Program, powered by investment advisory services through Lucia Capital Group, delivers a personalized 401(k) experience that offers flexibility, customization, and comprehensive support.
Did you know?
Every three years, businesses are required to benchmark their retirement plans to see how they compare. For businesses with existing 401(k) plans, this is a great opportunity to evaluate your options and ensure you meet regulatory requirements.
6 Reasons to Choose the North San Diego Business Chamber 401(k) Program
Ongoing Investment Monitoring
Simplified Form 5500 Reporting
Minimal Plan Maintenance
Flexible Features such as matching contributions, roth contributions, and more
Cost Savings on Investments
Customizable 401(k) Plan Design Options
Leverage the Expertise of Lucia Capital Group
When you join the North San Diego Business Chamber 401(k) Program, you’ll benefit from reduced costs and compliance burdens, as well as experienced support from Lucia Capital Group.
Lucia Capital Group provides independent, fee-based fiduciary advisory services, ensuring comprehensive support for your plan, including:
- Investment monitoring and due diligence
- Fee benchmarking
- Participant education
- Retirement plan reviews
The program streamlines administrative tasks so you can focus on your business. As an adopting employer, your primary responsibilities include uploading payroll files and collecting year-end census information.
Join the North San Diego Business Chamber 401(k) Program Today
Participate in the North San Diego Business Chamber 401(k) Program, and provide your employees with a robust retirement plan while saving time and reducing your administrative burdens.
Schedule a Plan Design Evaluation
Talk with an advisor from Lucia Capital Group to learn more about the North San Diego Business Chamber 401(k) Program. We’ll provide a no-cost evaluation to determine the best fit for your business.
Join the Plan
We’ve made it simple. Complete the required paperwork, and we’ll help you set up or transfer your existing plan to the North San Diego Business Chamber 401(k) Program.
Focus on Your Business
As a participant in this program, you’ll save time and money administering your company’s retirement plan, enabling you to focus on growing your business and retaining your employees.
Schedule Your Plan Design Evaluation
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*The North San Diego Business Chamber does not receive any compensation for plans established through this program.