For updates and guidance related to COVID-19 / Coronavirus, click here.

Your Future. Managed.

Get clear financial advice to help yourself and the ones you love most.

Get Started

Gain clarity regarding your financial future.

Receive a personal financial dashboard tailored to your specific goals.

Stay on track to pursue your goals.

Get financial guidance and advice from a team of seasoned professionals.

Get to know our financial advisors.

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

The future is uncertain

Every day we're reminded of the challenges of an uncertain future. Early on, these challenges may seem far away—but they'll catch up to you before you know it. Take control of your future today.

Talk to an Advisor
10x

The multiplier for how much riskier retiring is today than it was just 10 years ago.

Are you prepared?
Source: Kiplinger
$275,000

The amount a 65-year-old couple may need to cover medical expenses throughout retirement.

What’s your plan?
Source: Fidelity
40%

The percentage of Generation Xers and millennials who have no retirement strategy.

Get started today!
Source: CNBC

We understand

Managing your financial future doesn’t have to be overwhelming.

Together, we'll craft a personalized strategy to help you work towards your financial goals. As your fiduciary, the only factor driving our recommendations is what we believe fits your specific situation.

Let's Get Started

Financial planning and investment management

Financial services to help you and the ones you love most

We are entirely focused on you

Our company, our advisory teams, and our investment portfolios were built with you in mind.

First, we'll design a strategy aimed at helping you pursue your unique goals. Then we'll find suitable investments to match your objectives. We make decisions with your well-being in mind—not our compensation.

As a client of Lucia Capital Group, you'll have access to our dedicated team of CERTIFIED FINANCIAL PLANNER™ professionals and Chartered Financial Consultants as well as our in-house investment team. Think of us as your financial coach; we'll help you design a game plan, provide investment recommendations, and implement your strategy. Behind the scenes, our dedicated team of investment management professionals and CFAs will actively manage your portfolio using our disciplined processes.

Learn more Start building your plan
Your Future... Managed Holistic Financial Planning Process Credentialed, Experienced Advisory Team The Bucket Strategy® Retirement Income Plan Professonal Investment Management and Access to Investment Options Experience with Income Annuities Planning for Tax Efficiency in Retirement Insurance and Long-Term Care Periodic Reviews to Help Keep You on Track
CFP® Advisors

Strive for financial confidence and
achieve your life's purpose

Ray Lucia Jr., chairman and CEO of Lucia Capital Group, talks about what it's like to be a client. Here are just some of the benefits you'll enjoy as a client of our firm:

  • A dedicated financial advisor
  • A personal financial dashboard
  • A team of credentialed and experienced professionals working on your behalf
  • Independent investment advisory and brokerage services
  • A personalized investing experience
  • Help with anything from wealth accumulation to wealth distribution and estate planning
  • Ongoing financial education
  • Periodic meetings and reviews
Get Started Today
Your Future. Managed.

Gain control of your financial future

Get started in three easy steps

Step 1: Schedule Your Appointment

Schedule your appointment

You'll start by setting up an appointment with one of our financial advisors. With offices nationwide, we make it easy to get in touch with someone to discuss your retirement planning goals.

Step 2: Personalized Financial Strategy

Personalize your strategy

When do you plan to start retirement? Will you continue to work? We’ll discuss all of the challenges you may face in retirement, because achieving your goals begins with personalized planning.

Step 3: Your Future. Managed.

Realize your future. Managed.

Planning for your retirement shouldn’t be a guessing game. If you're like many, you want a sense of direction and assurance in your ability to address your goals. You need a plan that uses a sound strategy, balances risks, and addresses your upcoming challenges.

Let's Get Started

Retirement planning starts with education

View our full range of on-demand videos, articles, and live events dedicated to helping you understand financial planning and investing

New Articles

Is It Smart to Pay Off Your Mortgage?
Articles

Is It Smart to Pay Off Your Mortgage?

January 7, 2021

If you’ve ever considered taking some extra money and paying down (or paying off) your home mortgage, you may have found that arriving at a decision wasn’t as easy as you thought. The choice usually is this: either put those funds toward the mortgage, or invest it and hope for greater net returns. There are two aspects to consider here: the emotional and the rational. And those two are often in conflict with one another.  How do you decide what to do?