Investing and Personal Finance

Guide to Financial Survival During the Outbreak

With everything going on around the world, you may have noticed that it’s not only difficult to find everyday grocery store items, but also basic information regarding your money. With that in mind, here’s our Guide to Financial Survival During the Outbreak, a collection of topics, links, and potential solutions to issues that we at Lucia Capital Group believe you or others may find useful.

The Risks, Rewards, and Who Should Own Preferred Stocks

Preferred stocks are really designed to provide a steady income through dividend payments, and their yields tend to be higher than traditional fixed income investments.  For some people, this really adds to their appeal.  Most of them are traded on a stock exchange, so you may also see greater transparency with the price. However, there are some risks and potential rewards of owning preferred securities, along with the big question: how do you know if they’re suitable for YOU?

The Basics of Investing In Preferred Stocks

There are people out there who may be saving too much for retirement—and you might be one of them! Don’t get us wrong, building your savings is a good thing. In fact, we’re in the business of helping people do just that. You certainly don’t want to under-save, but over-saving can also be a problem.

Should You Really Own Fewer Stocks in Retirement?

What You Don’t Know about Volatility Can Hurt You

Are Two Incomes Really Better Than One?

Mixing Investments May Raise Retirement Confidence

Money-Saving Tips for Valentine’s Day

Retiring Young and the 4% Rule

5 Financial Planning Tips to Kick Off 2019

4 Ways to Pay For College Without Student Loans

Are You Really Diversified?