Lucia Capital Group Weekly Archives

A good retirement plan and investment strategy should take market ups and downs into account, capitalizing on both. That’s value averaging.

Investing and Personal Finance

Don’t Fear Stocks in Retirement

January 5, 2023

One of the more common beliefs about retirement finance — call it “conventional wisdom” — is that the older you are, the less exposure to equities you should have. In other words, with each passing year in retirement, you should cut back on your percentage of stocks in your portfolio. But I think that’s the… View Article

Investing and Personal Finance

Why You Should Consider Multiple Sources of Retirement Income

December 16, 2022

When it’s time for you to retire, it’s likely you’ll need a source of income to replace your salary. So how do you generate a reasonably stable income that will last as long as you do?

Investing and Personal Finance

Stocks and Bonds Are Both Down – Here’s What You Should Do

December 8, 2022

Traditionally, when saving for retirement, many people have been advised to divide their portfolio holdings up into a mixture of stocks and bonds. A 60-40 combination is common, but that ratio varies depending on certain factors, like age. The idea was that when stocks were up, so were investors’ portfolios. And when stocks were having… View Article

Investing and Personal Finance

Save Like a Pessimist, Invest Like an Optimist

December 1, 2022

One of my favorite authors in the blogosphere is Morgan Housel, author of The Psychology of Money. He said something recently that really got me to thinking about why we believe so much in the power of a Bucket Strategy. His advice was this: Save Like a Pessimist and Invest Like an Optimist. So… View Article

Investing and Personal Finance

What to Do with Sudden Wealth

November 17, 2022

Introduction Have you ever given any consideration to what you might do if you suddenly received a large sum of money? It’s fun to think about, for sure. Lots of people imagine themselves quitting their jobs and traveling the world, lounging on a beach somewhere sipping a margarita or two. And that’s fine, as far… View Article

Investing and Personal Finance

5 Things to Do Before the End of 2022

November 10, 2022

Getting Ready for 2023 As we begin to wind down 2022, it’s time to start thinking about some of the things that you really need to take care of before the new year gets underway. With all of the volatility we’ve seen in the stock market, as well as the sudden, dramatic rise in interest… View Article

Investing and Personal Finance

The Hidden Dangers of High-Yielding Bonds

November 3, 2022

Introduction If you’ve been following these videos for any length of time, you’re probably aware that I don’t much care for “rules of thumb” regarding investing or financial planning. Generic advice is almost never better than individualized planning, because every unique situation requires a unique strategy. But – if I had to pick a rule… View Article

Investing and Personal Finance

Why Chasing Stock Yield Is a Bad Idea

October 27, 2022

Introduction If you’ve ever done investment research on individual companies, you may have noticed that the dividend yield of some companies seems to be a lot higher than others of a similar class of stocks. And sometimes those higher yields look pretty attractive, don’t they? After all, isn’t owning a stock with a 10% dividend… View Article

Investing and Personal Finance

You Need to Know These Two Roth Rules!

October 20, 2022

The creation of the Roth IRA back in 1998 gave us an entirely new financial planning tool — one that both retirees and those who are still saving for retirement could potentially use. Since that time, it’ turned into a useful tax-advantaged tool for many people to help offset and maybe even eliminate certain taxes… View Article

How SECURE Act 2.0 Will Affect Your Income and Taxes

Why It’s Time to Review Your Bucket One

Don’t Fear Stocks in Retirement

Stocks and Bonds Are Both Down – Here’s What You Should Do

Save Like a Pessimist, Invest Like an Optimist

What to Do with Sudden Wealth

5 Things to Do Before the End of 2022

The Hidden Dangers of High-Yielding Bonds

Why Chasing Stock Yield Is a Bad Idea

You Need to Know These Two Roth Rules!

Lucia Capital Group Weekly

Value Averaging: The Key to Surviving Market Downturns?

Why You Should Consider Multiple Sources of Retirement Income

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