Lucia Capital Group Weekly Archives » Page 2 of 16

Will Social Security Benefits Be Taxable?

June 29, 2023

Social Security is often a significant source of income for many retirees or people with disabilities. In some cases, it’s their primary source of income. But one aspect that’s often left out of the discussion is whether these benefits are taxable to the recipient. And yes, Social Security benefits are sometimes taxed.

Investing and Personal Finance

When given a choice between the traditional 401(k) and the Roth 401(k), how do you decide which one may be better for you?

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4 Things Everyone Age 50 or Older Should Do Right Now

May 18, 2023

When you’re young, you generally have time on your side. That’s one of the many great things about youth. Most minor mistakes you make, and even a few major ones, can be solved (or at least diminished) by the passage of time. As you get older, though, your time window becomes smaller, and suddenly the… View Article

Lucia Capital Group Weekly

How Much Will You Actually Spend in Retirement?

May 11, 2023

One of the most common retirement questions people ask themselves is this: Will I have enough money to spend in retirement? It’s also a question that we financial planners spend a lot of time thinking about. I’ve talked before about one of the more popular rules of thumb – the old “4 percent rule,” which… View Article

Lucia Capital Group Weekly

Yes, Tax Knowledge Is Important

April 27, 2023

When it comes to investing and financial planning, being well-informed about a particular topic gives you an edge that others don’t have. Even with something as complicated as taxes, just a little bit of knowledge can go a long way.

Investing and Personal Finance

Three Unique Benefits of a Roth IRA

April 13, 2023

Individual Retirement Accounts, or IRAs, are (as the name implies) savings vehicles for your retirement. Pretty simple. You contribute money to it over the years, allow it to grow and compound, and once you turn age 59½, you can begin taking penalty-free distributions if you so desire. And that’s generally true for all IRAs, whether… View Article

Investing and Personal Finance

Deciding Between a Will and a Living Trust

April 6, 2023

Two of the most popular estate planning tools are a Will and a Living Trust. Both of these are estate planning documents that allow you to name beneficiaries for your assets so they’re distributed to your heirs after your death. But how do you determine which one might be better for you?

Investing and Personal Finance

Avoiding a Tax Audit

March 31, 2023

Last week we talked about some of the things that might trigger a tax audit. If you missed that video, we’ll have a link for you in the description. Sometimes, being audited is just pure random chance, but as mentioned in that video, your odds of being audited can go up significantly if your tax… View Article

Investing and Personal Finance

Are You At Risk For a Tax Audit?

March 23, 2023

Have you ever gotten something in the mail from the IRS? It’s kind of scary, isn’t it? Even if you’re sure you’ve done nothing wrong, just getting that letter seems to trigger an anxiety response, and makes you question yourself before you even read it: “Did I miss something?” Sure, it’s a scary feeling, but… View Article

Investing and Personal Finance

Is It Time to Re-Think Your 401k Allocation?

March 9, 2023

Have you thought much about your 401k lately? One of the great features of the 401k is its design – you can set it up, forget about it, and let the markets do what they always do. But if you’re about 5 years away from retirement, it might be a good idea to take a second look at your 401(k) allocation.

Why an Over-Diversified Portfolio Is a Problem

Should You Consider Alternative Investments In Your Portfolio?

4 Things Everyone Age 50 or Older Should Do Right Now

How Much Will You Actually Spend in Retirement?

Three Unique Benefits of a Roth IRA

Avoiding a Tax Audit

Are You At Risk For a Tax Audit?

Lucia Capital Group Weekly

Will Social Security Benefits Be Taxable?

Should You Take the Roth 401k Option?

Yes, Tax Knowledge Is Important

Deciding Between a Will and a Living Trust

Is It Time to Re-Think Your 401k Allocation?

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