Lucia Capital Group Weekly Archives » Page 2 of 16

How Much Will You Actually Spend in Retirement?

May 11, 2023

One of the most common retirement questions people ask themselves is this: Will I have enough money to spend in retirement? It’s also a question that we financial planners spend a lot of time thinking about. I’ve talked before about one of the more popular rules of thumb – the old “4 percent rule,” which… View Article

Lucia Capital Group Weekly

Yes, Tax Knowledge Is Important

April 27, 2023

When it comes to investing and financial planning, being well-informed about a particular topic gives you an edge that others don’t have. Even with something as complicated as taxes, just a little bit of knowledge can go a long way.

Investing and Personal Finance

Three Unique Benefits of a Roth IRA

April 13, 2023

Individual Retirement Accounts, or IRAs, are (as the name implies) savings vehicles for your retirement. Pretty simple. You contribute money to it over the years, allow it to grow and compound, and once you turn age 59½, you can begin taking penalty-free distributions if you so desire. And that’s generally true for all IRAs, whether… View Article

Investing and Personal Finance

Deciding Between a Will and a Living Trust

April 6, 2023

Two of the most popular estate planning tools are a Will and a Living Trust. Both of these are estate planning documents that allow you to name beneficiaries for your assets so they’re distributed to your heirs after your death. But how do you determine which one might be better for you?

Investing and Personal Finance

Have you thought much about your 401k lately? One of the great features of the 401k is its design – you can set it up, forget about it, and let the markets do what they always do. But if you’re about 5 years away from retirement, it might be a good idea to take a second look at your 401(k) allocation.

Lucia Capital Group Weekly

A Tax Strategy That Could Save You Thousands of Dollars

March 3, 2023

Did you ever think that tax management could be fun? Probably not. Our team is comprised with people whom really enjoy figuring out ways to strategize on taxes. And as we make our way through this year’s tax season, we wanted to pass along a strategy that you might want to consider sometime this year.

Investing and Personal Finance

Is It Possible to Save Too Much for Retirement?

February 23, 2023

It probably goes without saying that building a nest egg for your retirement is a good thing. Having more money in retirement usually gives you more options, less stress, and maybe a better standard of living. So what we are talking about? Is over-saving really a problem?

Investing and Personal Finance

Know This Before You Transfer Assets to Your Heirs

February 9, 2023

Here at Lucia Capital Group, we do a lot of work with clients who are planning to pass their assets to their heirs once they’re gone – usually it’s their kids, but not always. In either event, it’s important to know what the benefits and consequences are of inheriting tax-deferred retirement accounts. It’s that… View Article

Investing and Personal Finance

Why Managing Risk May Be the Key to Financial Survival

February 2, 2023

When people talk about reaching their investment goals, they often focus their rate of return. Instead you should focus on instead is risk management: minimizing the damage of unforeseen events.

Investing and Personal Finance

How SECURE Act 2.0 Will Affect Your Income and Taxes

January 26, 2023

The SECURE Act 2.0 was passed at the end of 2022, and there are dozens of provisions in it that may potentially affect you and your retirement savings. What we want to focus on today has to do with Required Minimum Distributions, or RMDs. The RMD is what forces you to draw certain minimum amounts… View Article

How Much Will You Actually Spend in Retirement?

Three Unique Benefits of a Roth IRA

Avoiding a Tax Audit

Are You At Risk For a Tax Audit?

Know This Before You Transfer Assets to Your Heirs

How SECURE Act 2.0 Will Affect Your Income and Taxes

Lucia Capital Group Weekly

Yes, Tax Knowledge Is Important

Deciding Between a Will and a Living Trust

Is It Time to Re-Think Your 401k Allocation?

A Tax Strategy That Could Save You Thousands of Dollars

Is It Possible to Save Too Much for Retirement?

Why Managing Risk May Be the Key to Financial Survival

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