Managing Your Financial Future Archives » Lucia Capital Group

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Killing Your Fear of Running Out of Money – Season 1: Episode 7

Managing Your Financial Future

Killing Your Fear of Running Out of Money – Season 1: Episode 7

January 21, 2020

Fear does strange things to people. It can motivate us to take immediate action when a threat is imminent, or it can cause us to retreat, cover up the issue, and hope it will go away.

Helping Yourself Through Charitable Giving – Season 1: Episode 6

Managing Your Financial Future

Helping Yourself Through Charitable Giving – Season 1: Episode 6

January 10, 2020

Most people at some time or another want to be charitable. Part of human nature tells us we should give to those in need—that we have a kind of social obligation to allow others to have something that they could otherwise only dream of. This is why being charitable often gives us a nice, warm… View Article

How To Manage the Scare of Long-Term Care – Season 1: Episode 5

Managing Your Financial Future

How To Manage the Scare of Long-Term Care – Season 1: Episode 5

January 8, 2020

Many people know that long-term care costs are expensive. In spite of that, they’re often reluctant to buy an insurance policy to cover those costs because they don’t want to pay for something that they may never need to use. After all, not everyone ends up in a nursing home or care facility. But what… View Article

Controlling Your Tax Bill – It’s Easier Than You Think – Season 1: Episode 4

Managing Your Financial Future

Controlling Your Tax Bill – It’s Easier Than You Think – Season 1: Episode 4

December 17, 2019

Did you know that the location of your assets – 401(k), IRA, personal account, Roth – is a big determinant of your ultimate tax bill? By simply locating your assets in the proper account(s), you may be able to drastically reduce your tax bill. Find out how with Rick “The Professor” Plum, CFP®, and Johnny… View Article

The Myth of the “Retirement Savings Crisis” – Season 1: Episode 3

Managing Your Financial Future

The Myth of the “Retirement Savings Crisis” – Season 1: Episode 3

December 9, 2019

You may have heard or read that Americans aren’t saving enough for their retirement years. If so, there’s a good chance that the phrase “retirement crisis” was part of the story. It’s easy to scare people into reading an article online, but while everyone could probably stand to save more then they are, is there… View Article

The Three Biggest Risks to Your Nest Egg – Season 1: Episode 2

Managing Your Financial Future

The Three Biggest Risks to Your Nest Egg – Season 1: Episode 2

December 9, 2019

You work hard for your money. You save, you plan, you make contingent plans, you save some more, and yet you can never really be sure that your savings will last as long as you do. Your portfolio faces a number of different risks, and not all of them happen after you retire. We’ve narrowed… View Article

The Unintended Consequence of Social Security – Season 1: Episode 1

Managing Your Financial Future

The Unintended Consequence of Social Security – Season 1: Episode 1

December 9, 2019

Social Security has provisions for a survivor benefit, which allows a surviving spouse to continue receiving their deceased spouse’s Social Security benefits. It was put in place in 1940 to ensure that widows would not suffer a cut in benefits. Ironically, in today’s world, those same survivor benefit rules may cause just that – a actual cut in pay to the survivor. How is that possible?