Podcasts
Why Target Date Funds Are Not What They Seem to Be- Episode 144
The idea behind a Target Date Fund would seem logical – a kind of “set and forget it” investment that (presumably) gets safer as you age, giving you less exposure to stock market volatility the closer you get to retirement. But on closer examination, Target Date Funds are not the panacea they appear to be…. View Article
Why You Might Consider Owning Alternative Investments- Episode 143
“Traditional” investments consist mainly of stocks, bonds, and cash. Many people get by just fine with these, and simply alter their allocation as they age or as their goals and needs change. Others, though, may want to consider investments that fall outside of the traditional group. Why? They may be looking for further portfolio diversification,… View Article
Should You Really Own Fewer Stocks in Retirement?- Episode 142
It would seem to make sense that if you’re retired, you can’t “afford” the volatility of the stock market – thus, as you age, common advice is that you should own fewer stocks in retirement. But is that good advice? The answer may depend on your withdrawal strategy. Do you need to access the money… View Article
How To Keep Your Parents Financially Safe- Episode 140
As our parents age, it’s only natural for us to want to keep an eye on them to make sure their finances stay in good order: bills paid, taxes done correctly, RMDs taken, etc. Sometimes that’s much easier said than done. How do you make sure your parents are on top of their financial situation… View Article
Will You Have to Pay Taxes On Your Social Security Benefits? – Episode 139
Have you heard that you’re going to be taxed on the Social Security benefits you receive? Or have you heard that they’re never taxed at all? Many people have no idea what to expect. This is because sometimes a recipient’s Social Security benefits will wind up being taxed under certain conditions, while others may never… View Article
Higher Interest Rates: What Should You Do with Your Mortgage?- Episode 136
Interest rates have risen sharply over the past 16 months, which is good for lenders, but not so much for borrowers. New mortgages now come with interest rates around 6 percent, pricing some people out of the market. But for those who hold “older” mortgages with much lower interest rates, some opportunities may present themselves. … View Article