Managing Your Financial Future

A podcast all about financial strategies, and making it easier for you to understand what you need to know. Subscribe and start listening today!

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More About Managing Your Financial Future with Lucia Capital Group

Managing Your Financial Future is all about financial strategies, and making it easier for you to understand what you need to know. We discuss the things that matter most to you: how to manage your taxes, potentially create guaranteed income in retirement, how to maximize your Social Security benefits, and – perhaps most importantly – taking the fear out of finance.

Managing Your Financial Future

Will Your Taxes Be Lower in Retirement?- Season 6: Episode 7

July 20, 2021

It would seem to make some sense that once you begin retirement retirement, your tax bill will tend to increase – at least in the early years. The logic is that people normally have much, if not most, of their retirement funds in a company retirement plan (401k, 403b, etc.), which are all taxable upon… View Article

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The information provided is based on current laws, which are subject to change at any time. Lucia Capital Group is not affiliated with or endorsed by the Social Security Administration or any government agency. Social Security rules can be complex. For more information about Social Security benefits, visit the SSA website at www.ssa.gov, or call (800) 772-1213 to speak with an SSA representative.

Available Episodes

Managing Your Financial Future

Will Your Taxes Be Lower in Retirement?- Season 6: Episode 7

July 20, 2021

Managing Your Financial Future

At What Age Should You Start Taking Your Social Security Benefits?- Season 6: Episode 6

July 13, 2021

It’s the most common question we get when we’re discussing Social Security: what’s the best age to start taking your benefits? Naturally, everyone’s situation is different, but there are general guidelines to determine if it’s better to take them early, or to wait until later for a larger monthly benefit. But it’s not as simple as just saying, “if you think you’ll live a long time, take them later; if not, take them sooner.” Because in some instances, doing the exact opposite may work out far better for you. Podcast host Johnny Dean and “Professor” Rick Plum, CFP® discuss this all-important topic on today’s episode of Managing Your Financial Future.

Managing Your Financial Future

Buying Real Estate in Your IRA: Good Idea, or Bad?- Season 6: Episode 5

July 6, 2021

Maybe you’ve noticed that real estate prices have been soaring over the past year or so. And with the stock market gains we’ve experienced over that same period of time, you may have also seen a similar increase in the balances of your existing IRAs. This has caused some people to wonder: if I want to buy real estate now, but I’ve only got my IRA funds available to do so, is it a good idea to buy real estate in my IRA, since that’s where my money is? In this week’s episode of Managing Your Financial Future, host Johnny Dean and his guest, “Professor” Rick Plum, CFP® discuss the benefits of owning real estate personally versus in an IRA, and how you may be able to use those funds without the headache and hassle of having your IRA own it.

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Meet the Show Hosts

The Team from Lucia Capital Group

Chairman and CEO" />

Ray Lucia Jr., CPA/PFS
Chairman and CEO

As the chairman of Lucia Capital Group, Ray Lucia Jr. is responsible for overseeing the firm’s financial strategy, product design, and overall vision. He prides himself on providing a work environment that fosters growth and opportunity within a family-oriented culture, and he has dedicated his professional career to creating innovative products and services with the end goal of exceeding client expectations. Read More

President" />

Joe P. Lucia
President

As president of Lucia Capital Group, Joe P. Lucia is responsible for the ultimate satisfaction of the firm’s financial planning and investment management clients. As an experienced member of the executive management team, Joe is a key contributor to the overall strategic business direction of Lucia Capital Group. Read More

Chief Financial Planning Officer" />

Rick Plum, CFP®
Chief Financial Planning Officer

As the firm’s chief financial planning officer, Rick is responsible for oversight and guidance of the firm’s wealth services. In this role, Rick is an invaluable resource to our wealth management team, advising on asset allocation strategies and helping clients design sophisticated financial, tax, and estate planning solutions. Read More

Director of Creative Content" />

John Dean
Director of Creative Content

Johnny Dean has worked in radio/TV/media production since 1983. He has also worked in the financial services industry as radio show host, TV show host, and content creator since early 2000. Combining his 20-plus years in financial services with his 35-plus years in radio/TV has allowed him to pursue two of his passions at the same time: media and money.

Will Your Taxes Be Lower in Retirement?- Season 6: Episode 7

Managing Your Financial Future

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