Managing Your Financial Future

A podcast all about financial strategies, and making it easier for you to understand what you need to know. Subscribe and start listening today!

Apple Podcasts Spotify Google Play

Podcast

More About Managing Your Financial Future with Lucia Capital Group

Managing Your Financial Future is all about financial strategies, and making it easier for you to understand what you need to know. We discuss the things that matter most to you: how to manage your taxes, potentially create guaranteed income in retirement, how to maximize your Social Security benefits, and – perhaps most importantly – taking the fear out of finance.

Managing Your Financial Future

A College Tuition Tax Credit You Probably Didn’t Know About- Season 3: Episode 2

July 7, 2020

If you’ve ever looked at how much it costs to attend college, you’re likely aware that it doesn’t come cheap. The costs are high, and they seem to go a lot higher every year. When you add up the tuition, fees, housing, along with other miscellaneous costs, even a “low-cost” local university can send you into years… View Article

Listen now

The information provided is based on current laws, which are subject to change at any time. Lucia Capital Group is not affiliated with or endorsed by the Social Security Administration or any government agency. Social Security rules can be complex. For more information about Social Security benefits, visit the SSA website at www.ssa.gov, or call (800) 772-1213 to speak with an SSA representative.

Available Episodes

Managing Your Financial Future

A College Tuition Tax Credit You Probably Didn’t Know About- Season 3: Episode 2

July 7, 2020

Managing Your Financial Future

Let’s Manage Your Taxes — While There’s Time- Season 3: Episode 1

June 30, 2020

We’ll say it right up front: taxes are NOT fun. Nobody likes to think about them, much less actually do them every year. For most, it’s a matter of either turning them over to a professional and letting them deal with it, or trudging through it alone and hope you don’t miss anything important. But while they’re not fun to think about, they’re also a necessary evil. This is why it’s really important to give your tax situation some thought during the actual tax year, when you may be able to do something about them, rather than waiting until it’s too late. The middle of the year may be the perfect time to do some tax evaluation, because doing so could potentially save you some real money when it comes time to file next year.

Managing Your Financial Future

New (Temporary) RMD Rules Offer Potential Planning Opportunities – Season 2: Episode 12

June 2, 2020

The COVID-19 outbreak has brought with it several changes for people who are facing deadlines, including filing federal and state income taxes. Another big one has to do with Required Minimum Distributions (RMDs) for 2020 – and maybe for 2019 as well. When the SECURE Act passed at the end of 2019, it changed the age at which IRA owners must begin taking RMDs, from 70 ½ to age 72. Several weeks later, in response to the pandemic, Congress made changes again to the RMD rules through the CARES Act, allowing for more flexibility and the potential to skip the distribution for 2020.

View All

Meet the Show Hosts

The Team from Lucia Capital Group

Ray Lucia Jr., CPA/PFS
Chairman and CEO

As the chairman of Lucia Capital Group, Ray Lucia Jr. is responsible for overseeing the firm’s financial strategy, product design, and overall vision. He prides himself on providing a work environment that fosters growth and opportunity within a family-oriented culture, and he has dedicated his professional career to creating innovative products and services with the end goal of exceeding client expectations. Read More

Joe P. Lucia
President

As president of Lucia Capital Group, Joe P. Lucia is responsible for the ultimate satisfaction of the firm’s financial planning and investment management clients. As an experienced member of the executive management team, Joe is a key contributor to the overall strategic business direction of Lucia Capital Group. Read More

Rick Plum, CFP® <br />Chief Financial Planning Officer

Rick Plum, CFP®
Chief Financial Planning Officer

As the firm’s chief financial planning officer, Rick is responsible for oversight and guidance of the firm’s wealth services. In this role, Rick is an invaluable resource to our wealth management team, advising on asset allocation strategies and helping clients design sophisticated financial, tax, and estate planning solutions. Read More

John Dean <br />Director of Creative Content

John Dean
Director of Creative Content

Johnny Dean has worked in radio/TV/media production since 1983. He has also worked in the financial services industry as radio show host, TV show host, and content creator since early 2000. Combining his 20-plus years in financial services with his 35-plus years in radio/TV has allowed him to pursue two of his passions at the same time: media and money.

A College Tuition Tax Credit You Probably Didn’t Know About- Season 3: Episode 2

Managing Your Financial Future

Podcast