Managing Your Financial Future

A podcast all about financial strategies, and making it easier for you to understand what you need to know. Subscribe and start listening today!

Spotify Google Podcasts

Podcast

More About Managing Your Financial Future with Lucia Capital Group

Managing Your Financial Future is all about financial strategies, and making it easier for you to understand what you need to know. We discuss the things that matter most to you: how to manage your taxes, potentially create guaranteed income in retirement, how to maximize your Social Security benefits, and – perhaps most importantly – taking the fear out of finance.

Managing Your Financial Future

How to Build A Financial Plan- Episode 108

September 27, 2022

Creating a withdrawal strategy in retirement, one that aims to keep you from running out of money before you run out of time, is a unique – and difficult – challenge. It involves much more than simply trying to achieve the best rate of return. With so many external factors that are out of your… View Article

Listen now

The information provided is based on current laws, which are subject to change at any time. Lucia Capital Group is not affiliated with or endorsed by the Social Security Administration or any government agency. Social Security rules can be complex. For more information about Social Security benefits, visit the SSA website at www.ssa.gov, or call (800) 772-1213 to speak with an SSA representative.

A 401k is often looked at as a “set it and forget it” type of plan: allocate your investments, and simply make regular ongoing contributions from there. And if you’re a young person who’s many years away from retirement, that may be a very sound way to look at it. But while a 401k may be somewhat “think-proof,” your asset allocation within the plan is actually very important. A young person may not want to be too conservative, while someone who’s nearing retirement may be better served with a less aggressive strategy. Seems obvious, right? Maybe not. Podcast host Johnny Dean and “Professor” Rick Plum, CFP® offer some very helpful tips on what you need to know about your 401k investments on this week’s episode of Managing Your Financial Future!

Managing Your Financial Future

A Tale Of Two Retirements: One Good, One Bad- Episode 106

September 13, 2022

How is it possible that two individuals could retire with the exact same portfolio allocation and use the exact same withdrawal strategy, and yet one is still going strong after 40 years while the other is completely destroyed before year 10? The problem comes with the uncontrollable element of investing: the stock market itself. What happens with the markets in the first few years after retirement can determine the success or failure of a financial strategy. This is why your strategy needs to anticipate what may happen before it actually does happen. Learn more about how to potentially protect yourself from the uncontrollable market swings with podcast host Johnny Dean and Rick “The Professor” Plum, CFP® on this week’s episode of Managing Your Financial Future!

View All

Meet the Show Hosts

The Team from Lucia Capital Group

Ray Lucia Jr., CPA/PFS | Chairman and CEO

As the chairman of Lucia Capital Group, Ray Lucia Jr. is responsible for overseeing the firm’s financial strategy, product design, and overall vision. He prides himself on providing a work environment that fosters growth and opportunity within a family-oriented culture, and he has dedicated his professional career to creating innovative products and services with the end goal of exceeding client expectations. Read More

Joe P. Lucia | President

As president of Lucia Capital Group, Joe P. Lucia is responsible for the ultimate satisfaction of the firm’s financial planning and investment management clients. As an experienced member of the executive management team, Joe is a key contributor to the overall strategic business direction of Lucia Capital Group. Read More

Rick Plum, CFP® | Chief Financial Planning Officer

As the firm’s chief financial planning officer, Rick is responsible for oversight and guidance of the firm’s wealth services. In this role, Rick is an invaluable resource to our wealth management team, advising on asset allocation strategies and helping clients design sophisticated financial, tax, and estate planning solutions. Read More

John Dean | Director of Creative Content

Johnny Dean has worked in radio/TV/media production since 1983. He has also worked in the financial services industry as radio show host, TV show host, and content creator since early 2000. Combining his 20-plus years in financial services with his 35-plus years in radio/TV has allowed him to pursue two of his passions at the same time: media and money.

How to Build A Financial Plan- Episode 108

Managing Your Financial Future

Podcast

More About Managing Your Financial Future with Lucia Capital Group

How to Build A Financial Plan- Episode 108

Available Episodes

Where Should You Invest In Your 401k?- Episode 107

A Tale Of Two Retirements: One Good, One Bad- Episode 106

Meet the Show Hosts

The Team from Lucia Capital Group

Ray Lucia Jr., CPA/PFS | Chairman and CEO

Joe P. Lucia | President

Rick Plum, CFP® | Chief Financial Planning Officer

John Dean | Director of Creative Content

About

Education

Important Links