Lucia Capital Group Weekly

Lucia Capital Group Weekly

Top 3 Unexpected Retirement Expenses

June 28, 2017

You want your money to out-live you, not the other way around, so how do you plan for the unexpected? It may help to know what you’re up against.

Lucia Capital Group Weekly

Unexpected Tax Issues at Retirement

June 14, 2017

If there’s one thing that’s ignored all too often at retirement, it’s the impact that taxes will have on your life. Your tax return can change a LOT once you’ve gone from working mode to retirement mode. Here are a few tax issues you need to be aware of.

Lucia Capital Group Weekly

4 Helpful Tips When Inheriting an IRA

June 7, 2017

IRAs can be wonderful tools for saving for retirement. As it happens, though, many IRAs are not depleted of funds before the account owner passes away, and they wind up in the hands of a beneficiary. If you’ve inherited an IRA, here are four things you should be aware of.

Investing and Personal Finance

The Risk of Rising Interest Rates

May 31, 2017

If you’re a bond holder, a change in interest rates means that the value of those bonds you’re holding could also change. And right now, though interest rates are still at historically low levels, we could be seeing higher rates in the near future. Which scenario makes more sense for you: keeping your bonds, or potentially improve your risk-adjusted performance with some fixed-income alternatives?

Life Planning

Three Important Estate Planning Steps to Take Right Now

May 24, 2017

Estate planning is something many of us just don’t like to think about, yet it’s one of the most important things you can do to make sure that your legacy is preserved the way you want it.

Investing and Personal Finance

Three Tax Strategies for 2017

May 18, 2017

You may have heard one of the more popular sayings in the financial planning world: “It’s not what you earn, it’s what you keep.” For many people, this past tax season was a painful reminder of that pearl of wisdom.

Investing and Personal Finance

The Hidden Costs of ETFs

May 10, 2017

One thing we tell you to be on the lookout for when making your investment decisions is cost, because they could eat into your overall rate of return. In some cases so-called low cost investments may actually cost up to an additional 4.0%.

Investing and Personal Finance

The Parallels of Racing and Investing

May 3, 2017

This Saturday, thousands of people will head over to Churchill Downs for the 143rd renewal of the Greatest Two Minutes in Sports, the Kentucky Derby and there’s something I noticed: there are several parallels you can draw between the Sport of Kings and portfolio management. Here are 3 investing lessons you can learn from horse racing.

Investing and Personal Finance

How to Address the Three Key Questions to Investing

April 26, 2017

I get asked all the time: Stocks, or bonds? Some people would simply suggest sticking their finger in the air to see which direction the wind is blowing. But if you know me, you know I’m really big on repeatable processes… and we have a process that enables us to address those questions. It’s called Growth Cycle Investing.

Investing and Personal Finance

Chasing Yield

April 20, 2017

I think one of the most common misconceptions that investors have is regarding the value of investing in dividend-paying stocks. But just because a stock is paying a high dividend doesn’t mean it’s a great investment for you.

Lucia Capital Group Weekly

When Planning for Retirement, Start Early

April 6, 2017

One of the primary reasons that people come to us as financial advisers is to find out if, and when, they can retire. And you know something? Often times, just the very thought of retirement can cause worry for people… and this can leave them overwhelmed and under-prepared.

Investing and Personal Finance

Interval Funds: An Alternative Investment Option

March 29, 2017

In these times of low bond yields and market volatility, many investors may be looking for alternative ways to invest their portfolio. Unfortunately, individual investors are often at a disadvantage when it comes to finding alternative strategies. So how can a retail investor gain access to these alternative investments? One way might be through something called a closed-end interval fund.