Investing and Personal Finance Archives » Page 3 of 5

The Hidden Costs of ETFs

May 10, 2017

One thing we tell you to be on the lookout for when making your investment decisions is cost, because they could eat into your overall rate of return. In some cases so-called low cost investments may actually cost up to an additional 4.0%.

Investing and Personal Finance

The Parallels of Racing and Investing

May 3, 2017

This Saturday, thousands of people will head over to Churchill Downs for the 143rd renewal of the Greatest Two Minutes in Sports, the Kentucky Derby and there’s something I noticed: there are several parallels you can draw between the Sport of Kings and portfolio management. Here are 3 investing lessons you can learn from horse racing.

Investing and Personal Finance

How to Address the Three Key Questions to Investing

April 26, 2017

I get asked all the time: Stocks, or bonds? Some people would simply suggest sticking their finger in the air to see which direction the wind is blowing. But if you know me, you know I’m really big on repeatable processes… and we have a process that enables us to address those questions. It’s called Growth Cycle Investing.

Investing and Personal Finance

Chasing Yield

April 20, 2017

I think one of the most common misconceptions that investors have is regarding the value of investing in dividend-paying stocks. But just because a stock is paying a high dividend doesn’t mean it’s a great investment for you.

Investing and Personal Finance

Interval Funds: An Alternative Investment Option

March 29, 2017

In these times of low bond yields and market volatility, many investors may be looking for alternative ways to invest their portfolio. Unfortunately, individual investors are often at a disadvantage when it comes to finding alternative strategies. So how can a retail investor gain access to these alternative investments? One way might be through something called a closed-end interval fund.

Investing and Personal Finance

Tax Sensitive Withdrawal Strategies

February 8, 2017

This week, we originally planned to talk about NUA (Net Unrealized Appreciation) but then we realized you might be thinking of another three letter abbreviation beginning with the letter N: NFL. So, with that in mind, we decided to have a little fun and present our picks for Sunday’s Big Game!

Investing and Personal Finance

Bull Markets Don’t Last Forever

January 12, 2017

Well, it’s 2017, and the markets keep tantalizing investors with hopes of ever-growing record highs. The Dow has risen more than 8% and the S&P is up over 6% since November 8, and there’s all this talk about “forward momentum” that could propel the markets even higher from here. But there’s one thing we can be sure of – bull markets don’t last forever. And when they end, people start to panic.

Investing and Personal Finance

It’s Time to “86” the Form 8606

December 14, 2016

If you have a combination of pre-tax and post-tax money in your traditional IRA, current tax law says that any distribution you take from that IRA will come out pro-rata of both. Here are two little-known methods for getting just the pre-tax money out so that you don’t have to file that annoying form 8606 – oh, and maybe potentially saving yourself from paying any tax at all on that money.

Investing and Personal Finance

Avoid the Temptation to Abandon Diversification

December 7, 2016

The truth is that nobody knows what the next ten years in the market will bring. But if you were a diversified buy and hold investor who reinvested your dividends back in 2000, it’s likely you didn’t experience that lost decade in stocks.

Investing and Personal Finance

State of the Market After the 2016 Election

November 11, 2016

The election is behind us, and there have been some seismic shifts in the market going on over the last week, especially over the past few days. Some of these shifts are hard to explain but they seemed to be trying to figure out which sectors will be “helped” and which will be “hurt” in a Trump administration.