What’s the Best Age to Take Social Security Benefits? – Episode 191
Social Security retirement benefits are the bedrock of guaranteed income for most American retirees. It forms the income basis that helps to build the rest of your portfolio’s withdrawal strategy. So it makes sense to ask the question: at what age should I begin taking my retirement benefits?
Everyone eligible for benefits has a “full retirement age” at which benefits may be paid out. You may also take them earlier and receive a reduced benefit, or you may take them later for an enhanced benefit. Figuring out the “best” age to start those benefits depends on a number of factors and can be complicated.
And that’s why we’re talking about it today! Find out what you need to know about when to start your Social Security benefits from podcast host Johnny Dean and Rick “The Professor” Plum, CFP® on today’s episode of Managing Your Financial Future!
Important Information:
The information provided is based on current laws, which are subject to change at any time. Lucia Capital Group is not affiliated with or endorsed by the Social Security Administration or any government agency.
Social Security rules can be complex. For more information about Social Security benefits, visit the SSA website at www.ssa.gov, or call (800) 772-1213 to speak with an SSA representative.
There is no guarantee that any investment strategy will meet its stated objective. All investments involve risk, including potential loss of principal.
Rick Plum is a registered representative with, and securities and advisory services offered through LPL Financial, a registered investment advisor and member FINRA/SIPC. The investment professionals are affiliated with LPL Financial and are conducting business using the name Lucia Capital Group, a separate entity from LPL Financial.