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Invest with a Lucia Capital Group Financial Advisor
Proper financial planning includes making sure your assets and your portfolio are structured to make your estate plan easier - and less taxing.
Taxes often play a big role in an estate plan, as inherited assets are often taxed differently to the heirs than to the owner. It’s vital that your financial plan is set up in a tax-efficient manner so that your assets wind up exactly where you want them to go. We have strategies to help you get that done.
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Gain clarity regarding your financial future
Receive a personal financial dashboard tailored to your specific goals.
Stay on track to meet your goals
Get financial guidance and advice from a team of seasoned professionals.
Enjoy a personalized investing experience
Benefit from a wide array of investment options aligning with your unique needs.
FINANCIAL PLANNING AND INVESTMENT MANAGEMENT
Financial services to help you and those you love most.
We are entirely focused on you.
Our company, our advisory teams, and our investment portfolios were built with you in mind.
We’ll work with you to design a strategy aimed at helping you work toward your unique goals. Then we’ll find suitable investments to match your objectives. We make decisions with your well-being in mind—not our compensation.
Personalized Planning
It begins with a Strategy First® approach
Understanding your needs is our top priority.
We offer comprehensive, integrated financial planning and wealth management services to our clients. The firm’s wealth managers have years of experience in the areas of financial planning, asset management, investment brokerage services, and insurance.
Your future. Managed.
Lucia Capital Group focuses on financial planning, retirement planning, and investing.
At Lucia Capital Group, we strive to help families and individuals increase the probability of managing their goals, gain confidence, and address their life’s purpose by providing comprehensive financial advice, a team philosophy, and a process-driven investment strategy. We take pride in conducting financial planning with a Strategy First® approach, which is our way of saying that we focus on getting your financial strategy aligned, then we focus on building you a personalized portfolio designed to help address your strategic goals.
Take Charge of Your Financial Future Today
It all comes down to strategy and having a plan
Here’s what’s included with your
Personal Financial Plan from Lucia Capital Group
Our team of financial advisors accesses talent both inside and outside the firm to create a personalized strategy with a carefully selected assortment of investments for each investor. Here’s what’s included in your personalized retirement analysis.
- A one-on-one consultation with a Lucia Capital Group financial advisor to be held in person, over the phone, or via video conference
- An investment implementation strategy that looks at your current investment portfolio before determining which investments best fit your new strategy (as well as recommendations for how your portfolio may be improved to fit your plan)
- An asset location strategy showing you tax-efficient ways to draw from your taxable, tax-deferred, and tax-free accounts
- A retirement income strategy for filling the gap between your Social Security benefits and your overall retirement income needs
- A deep dive into your specific Social Security situation to help you determine how Social Security fits into your overall retirement plan
Step 1: Schedule Your Appointment
It all starts with your introduction meeting with a Lucia Capital Group financial advisor. Just fill out the form on this page and a member of our team will reach out to schedule an appointment that works with your schedule.
Step 2: Complete the Financial Organizer
Next, a member of our financial planning team will call you at the scheduled time to ask you a few questions about your goals and your current situations. These questions provide us with a picture of your finances and will help us build your retirement income plan.
Step 3: Meet With Your Lucia Capital Group Financial Advisor
Finally, you’ll be presented with custom-tailored retirement income plan that fits your unique needs. You’ll also meet with your financial planning team to further review your goals and assets. With offices across the country, we can meet with you in person, over the phone, or via video chat.
Commonly Asked Questions
There is no cost. Our mission is to help people prepare for retirement and understand their current financial situation. We also believe that once you see what we’re able to do for you from a financial planning prospective (investing, planning, Social Security decisions, and more), you’ll want to continue the relationship and work with us over the long term.
In many cases, yes! With this offer, we’ll show you ways to potentially structure your portfolio in a tax-advantaged manner so that you won’t ever pay more taxes than you have to on your Social Security benefits—you may even pay no taxes at all!
Social Security taxation is the government’s way of taking back some of the Social Security benefits they’ve promised you’ll get, and it’s affecting a lot more people now than it used to.
The income thresholds for taxation of benefits have been fixed since they were implemented back in 1983 and 1993. Because of this, more people are required to pay taxes on at least some of their benefits now than ever before—and the amount of taxable benefits is going to continue to rise.