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How To Manage the Scare of Long-Term Care – Season 1: Episode 5

Many people know that long-term care costs are expensive.  In spite of that, they’re often reluctant to buy an insurance policy to cover those costs because they don’t want to pay for something that they may never need to use.  After all, not everyone ends up in a nursing home or care facility.

But what if you could both insure against those costs AND retain ownership of your premiums so that you or your heirs can have that money if you never need long-term care? Is that even possible?  Yes.  Rick “The Professor” Plum, CFP®, and Johnny Dean, along with Ray Lucia Jr. and Joe Lucia, talk about how “Linked Benefit” plans may be the wave of the future on this week’s episode of Managing Your Financial Future.

The investment professionals are registered representatives with, and securities and advisory services offered through LPL Financial, a registered investment advisor and member FINRA/SIPC. Lucia Securities, LLC was acquired by LPL Financial August 2020. The investment professionals of Lucia Securities, LLC are now affiliated with LPL Financial and are conducting business using the name Lucia Capital.

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