Is a Roth Option in Your 401(k) Worth Considering?- Season 4: Episode 10

When it comes to retirement savings, you have a fair number of choices available to you. One of the more popular options comes in the form of your employer’s 401(k) plan. And these days, a growing number of employers are offering a Roth option to that plan. The question for some people is whether the Roth option with their 401(k) is the right way to go.

Much of that decision revolves around your current, and future, tax situations. In this week’s episode of Managing Your Financial Future, our moderator Johnny Dean speaks with “Professor” Rick Plum, CFP®, about some supposed drawbacks of the Roth 401(k). Do the “cons” really outweigh the “pros” in this case? Get the facts and decide for yourself!

Important Information:

Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. This material was gathered from sources believed to be reliable, however, its accuracy cannot be guaranteed.

All investments are subject to risk including the loss of principal. This material was gathered from sources believed to be reliable, however, its accuracy cannot be guaranteed.

No client or prospective client should assume that the presentation (or any component thereof) serves as the receipt of, or a substitute for, personalized advice from Lucia Capital Group or from any other investment professional.

Rick Plum is a registered representative with, and securities and advisory services offered through LPL Financial, a registered investment advisor and member FINRA/SIPC. The investment professionals are affiliated with LPL Financial and are conducting business using the name Lucia Capital Group, a separate entity from LPL Financial.

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