Articles and Videos

Lucia Capital Group Weekly

Should You Choose a Living Trust or Standard Will?

May 22, 2019

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

Don’t Fall Prey to This “IRS” Scam!

May 16, 2019

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

What Is the American Opportunity Tax Credit?

May 9, 2019

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

Should You Cancel Your Old Life Insurance Policy?

May 2, 2019

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

Options for Self-Employed Retirement Plans

April 25, 2019

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

What to Know About Inheriting an IRA

April 18, 2019

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

This Year’s 5 Most Common Tax Questions

April 11, 2019

Tax Day is right around the corner, and it seems like this particular tax-filing season has brought with it a pretty high level of confusion, most of it due to the effects of the 2018 tax law changes. Here are the five most common questions we’re seeing right now: 1) What’s up with the smaller… View Article

Lucia Capital Group Weekly

Why Consider Multiple Sources of Retirement Income?

April 4, 2019

When it’s time for you to retire, it’s likely you’ll need a source of income to replace your salary. And for many people, Social Security just isn’t enough. So how do you generate a reasonably stable income that will last as long as you do? The solution may be to have several sources of retirement… View Article

Investing and Personal Finance

Should You Really Own Fewer Stocks in Retirement?

March 28, 2019

Have you ever heard those investing cliches that sound like real advice but aren’t? You know, like “sell in May and go away,” “the trend is your friend,” or the so-called “100 minus your age” rule, which says you can figure out how much you should own in stocks by simply subtracting your age from… View Article

Lucia Capital Group Weekly

Sometimes It’s Better to Do Nothing

March 21, 2019

If you’re like most investors, you got hit pretty hard in the last quarter of 2018. According to Oppenheimer, investors pulled more than $200 billion out of equity mutual funds and ETFs from October through the first week in January. And money market assets grew by $209 billion last year—more than the previous five years… View Article

Lucia Capital Group Weekly

What to Do If You Missed Your RMD

March 14, 2019

Here’s a really important question for those of you who were at least 70½ years old last year: did you take your required minimum distributions (RMDs) from your pre-tax retirement accounts for 2018? I hope you answered “yes” to that question, because for most IRA and defined benefit contribution plan owners, the deadline to do… View Article

Investing and Personal Finance

What You Don’t Know about Volatility Can Hurt You

March 7, 2019

If there’s anything that the global financial meltdown of 2008 taught us, it’s that risk management is important in any investment environment. If you don’t have a strong risk management approach to investing, you could be exposed to some potentially dangerous volatility. In the investment world, while a little volatility can be good, too much… View Article