Articles and Videos
Planning for Retirement When It’s Still 15-20 Years Away- Season 6: Episode 4
When you’re only a few years away from retirement, figuring out your basics — income needs, expenses, activities — is usually fairly easy. In many cases, your current basics will be relatively close to those you’ll require once you’ve stopped working. But how do you plan for all of that when you’re much farther… View Article
The Zero-Percent Tax Bracket
Have you ever heard about a 0% tax bracket? It does exist – although not officially. Here’s the deal. If you look up the federal income tax brackets and tax rates online for 2021, you may find a table that looks something like this: 2021 Federal Income Tax Brackets and Rates for Single Filers, Married… View Article
Investing a Sum of Money: All at One Time, or Little By Little?- Season 6: Episode 3
Maybe you recently got a bonus from work, or — perhaps even better — an inheritance from a relative. Whatever the case, if you find yourself with a lump sum of cash that you’d like to invest, a question should come to mind: do I invest it all at once, or do I phase it… View Article
How To Know If Your Social Security Benefits Will Be Taxed- Season 6: Episode 1
Have you heard that your Social Security benefits are always going to be taxed as income? Have you heard that they’ll be taxed at a 50% rate? Or have you heard that your Social Security benefits are never taxed at all? These statements (rumors, really) have made their way around the online world over the… View Article
How a Qualified Charitable Distribution May Be One Of The Best Tax Moves for a Retiree
As you get closer to, or into, your required minimum distributions, you may find that the requirement to remove a percentage of funds from your tax-deferred retirement accounts is a bit of a tax burden. Of course, if you need those funds to pay your monthly expenses, there’s not much you can do except bite… View Article
Is Hiring a Financial Advisor Worth It?
If you’ve ever considered hiring a financial advisor, you probably also asked yourself this question: Why should I pay an advisor when I could probably just manage my investments myself? It’s a legitimate question, and one you should consider carefully if you believe that self-management of your assets is a viable option for you. Is… View Article