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Managing Your Financial Future

Can Bucket 1 Actually Increase Your Social Security Benefits? – Episode 233
Managing Your Financial Future

Can Bucket 1 Actually Increase Your Social Security Benefits? – Episode 233

September 9, 2025

Want larger Social Security checks later? Learn how Bucket 1 may help bridge the gap with cash flow now while delaying benefits for a bigger payoff later.

College Savings and 529 Plans – What You Need to Know – Episode 232
Managing Your Financial Future

College Savings and 529 Plans – What You Need to Know – Episode 232

September 2, 2025

Is a 529 Plan still worth it? Learn the pros, cons, and alternatives for college savings on this episode with Johnny Dean and Rick Plum, CFP®.

The One Thing Your Financial Plan Can’t Live Without – Episode 231
Managing Your Financial Future

The One Thing Your Financial Plan Can’t Live Without – Episode 231

August 19, 2025

Discover why every financial plan needs room for error—and how that margin can protect you when life or markets don’t go according to plan.

Why You Should Manage Risk – NOT Return – Episode 230
Managing Your Financial Future

Why You Should Manage Risk – NOT Return – Episode 230

August 19, 2025

Discover why managing risk—not chasing returns—is key to long-term success. Learn how to prepare for the unknown with Johnny Dean and Rick Plum, CFP®.

Which Pension Benefit Option Should You Choose? – Episode 228
Managing Your Financial Future

Which Pension Benefit Option Should You Choose? – Episode 228

August 12, 2025

Before choosing a pension payout, learn what to consider—lump sum vs. monthly, spousal needs, and more—with Johnny Dean and Rick Plum, CFP®.

What You MUST Know About the New Tax Bill – Episode 229
Managing Your Financial Future

What You MUST Know About the New Tax Bill – Episode 229

July 22, 2025

Before choosing a pension payout, learn what to consider—lump sum vs. monthly, spousal needs, and more—with Johnny Dean and Rick Plum, CFP®.

5 Things You Didn’t Know About Your Taxes – Episode 227
Managing Your Financial Future

5 Things You Didn’t Know About Your Taxes – Episode 227

July 15, 2025

Discover 5 surprising tax facts that could help you make better financial decisions—no tax code mastery required—with Johnny Dean and Rick Plum, CFP®.

5 Things You Didn’t Know About Your 401(k) – Episode 226
Managing Your Financial Future

5 Things You Didn’t Know About Your 401(k) – Episode 226

July 8, 2025

Learn 5 surprising facts about Social Security that could impact your retirement income plan on this week’s Managing Your Financial Future podcast.

5 Things You Didn’t Know About Your Roth IRA – Episode 225
Managing Your Financial Future

5 Things You Didn’t Know About Your Roth IRA – Episode 225

July 1, 2025

Learn 5 surprising facts about Social Security that could impact your retirement income plan on this week’s Managing Your Financial Future podcast.

5 Things You Didn’t Know About Your Social Security Benefits – Episode 224
Managing Your Financial Future

5 Things You Didn’t Know About Your Social Security Benefits – Episode 224

June 24, 2025

Learn 5 surprising facts about Social Security that could impact your retirement income plan on this week’s Managing Your Financial Future podcast.

What No One Teaches You About How to Be Retired – Episode 223
Managing Your Financial Future

What No One Teaches You About How to Be Retired – Episode 223

June 17, 2025

Uncover common misconceptions about The Bucket Strategy® and learn why design and purpose matter with Johnny Dean and Rick Plum on Managing Your Financial Future.

What Some People Get Wrong About Buckets – Episode 222
Managing Your Financial Future

What Some People Get Wrong About Buckets – Episode 222

June 10, 2025

Uncover common misconceptions about The Bucket Strategy® and learn why design and purpose matter with Johnny Dean and Rick Plum on Managing Your Financial Future.

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About Lucia Capital Group

Lucia Capital Group, along with its family of financial services companies headquartered in San Diego, California, offers a fully integrated wealth platform providing end-to-end investment strategies from wealth advice to asset management and insurance. We are truly committed to helping our clients pursue their financial goals.

Consisting of several CFP® and CFA® professionals and ChFC® advisors, the team at Lucia Capital Group is knowledgeable and experienced in the areas of financial planning, asset management, investment brokerage, and insurance services. With more than 15 locations nationwide, we offer comprehensive, integrated financial planning and wealth services to clients of all types and accounts of all sizes.

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    Strive to make the most of your retirement. Get answers to your most pressing questions, and gain the knowledge necessary to make important decisions about your financial future.
  • Investing and Personal Finance
    IRAs, BDCs, REITs, ETFs—Tired of wading through alphabet soup? Let us clearly explain the investing basics you need to know.
  • Tax Planning
    Are you missing valuable deductions and over paying on taxes? Get educated and protect your nest egg.
  • Life Planning
    Little is more important than making sure your loved ones are well taken care of. Let us help you establish education savings accounts, plan your estate, and more.

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Check the background of this firm on FINRA’s BrokerCheck.

The Bucket Strategy® involves investments subject to risks, fees, and expenses. There is no guarantee that any investing strategy will be profitable or provide protection from loss.

The information provided is based on current laws, which are subject to change at any time. Lucia Capital Group is not affiliated with or endorsed by the Social Security Administration (SSA) or any government agency. Social Security rules can be complex. For more information about Social Security benefits, visit the SSA website at www.ssa.gov or call (800) 772-1213 to speak with an SSA representative.

No client or prospective client should assume that the presentation (or any component thereof) serves as the receipt of, or a substitute for, personalized advice from Lucia Capital Group or from any other investment professional.

The investment professionals are registered representatives with, and securities and advisory services offered through LPL Financial, a registered investment advisor and member FINRA/SIPC. The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. The investment professionals are affiliated with LPL Financial. No offers may be made or accepted from any resident of any other state.

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