401(k) and IRA
The Best Opportunity to Get Your Financial House in Order – Season 2: Episode 6
During normal times, it’s easy to put our financial lives on autopilot. Our 401(k) contributions happen without us having to do anything, many of our bills are paid with auto pay, and once we’re set up with the proper amount of life insurance, health insurance, and maybe long-term care insurance, we tend to resort to… View Article
Why the SECURE Act Is So Important to You with Janean Stripe – Season 2: Episode 5
Between the CARES Act and the SECURE Act, both of which have been enacted, 2020 has turned out (so far) to be a year of change and uncertainty. The SECURE Act was passed in December of 2019, aiming to make retirement saving easier for individuals, increasing access to tax-advantaged accounts, and preventing older Americans from… View Article
From Bull Market to Bear Market in a Flash – Season 2: Episode 2
So maybe you looked at your 401(k) balance as recently as mid-February, and then decided you’d finally enough saved up to retire. You put your notice in at work, everyone wished you well, and then… And then. From bull market to bear market in a flash, without warning. What have you done? Can you really… View Article
IRA Withdrawals: Take Them Now or Later? – Season 1: Episode 11
When it comes to finance, conflicting advice is everywhere. This is especially true when people have questions about when they should start taking money from their traditional IRAs: Should I start early, or wait until I’m required to take the money out? Is my withdrawal going to be taxed? Does an IRA withdrawal affect my… View Article
How the SECURE Act Affects You – Season 1: Episode 9
The SECURE Act, passed by Congress at the end of 2019 and effective on January 1, 2020, provides several reforms to 401(k) accounts, IRAs, college savings accounts, and more. A couple of long-standing rules, including the age at which most people must begin taking their required minimum distributions, were amended. These changes created both opportunities… View Article