Taxes
Controlling Your Tax Bill – It’s Easier Than You Think – Season 1: Episode 4
Did you know that the location of your assets – 401(k), IRA, personal account, Roth – is a big determinant of your ultimate tax bill? By simply locating your assets in the proper account(s), you may be able to drastically reduce your tax bill. Find out how with Rick “The Professor” Plum, CFP®, and Johnny… View Article
The Myth of the “Retirement Savings Crisis” – Season 1: Episode 3
You may have heard or read that Americans aren’t saving enough for their retirement years. If so, there’s a good chance that the phrase “retirement crisis” was part of the story. It’s easy to scare people into reading an article online, but while everyone could probably stand to save more then they are, is there… View Article
This Year’s 5 Most Common Tax Questions
Tax Day is right around the corner, and it seems like this particular tax-filing season has brought with it a pretty high level of confusion, most of it due to the effects of the 2018 tax law changes. Here are the five most common questions we’re seeing right now: 1) What’s up with the smaller… View Article
Are Two Incomes Really Better Than One?
There was a time when it was common for one spouse to go to work and earn a living while the other spouse stayed at home and took care of the house and the kids. Remember that? As gender roles expanded in the 1960s and 1970s, these stereotypes went out the window—and both spouses often… View Article
Mixing Investments May Raise Retirement Confidence
A lot of people these days seem to be concerned about outliving their retirement savings. They see stock market volatility, and they get all kinds of agita when they think about having to rely on their portfolio for retirement income. Well, here’s a little good news for you: some new research suggests that by adding… View Article
Money-Saving Tips for Valentine’s Day
In case you’ve forgotten, today is Valentine’s Day. It’s one of those special days of the year that can not only put you in a nice, romantic mood but also put a dent in your wallet. The National Retail Federation says consumers spent nearly $20 billion on gifts and activities last year, with over half… View Article
Retiring Young and the 4% Rule
About 25 years ago we began hearing about the 4% rule, which is the idea that a retiree can withdraw 4% of a portfolio’s original value per year and still be reasonably certain that their money will last as long as they do. Whether it works is dependent on many different factors, but it’s a… View Article