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Lucia Capital Group Weekly

The Triple Tax Benefits of Health Savings Accounts (HSAs)

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

Should You Choose a Living Trust or Standard Will?

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

Don’t Fall Prey to This “IRS” Scam!

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

What Is the American Opportunity Tax Credit?

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

Should You Cancel Your Old Life Insurance Policy?

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

Options for Self-Employed Retirement Plans

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

What to Know About Inheriting an IRA

Losing a family member is difficult, and when it happens, the last thing on your mind is what to do with his or her retirement accounts. But, if you’re a beneficiary, just know that at some point you’ll need to make some decisions. And making the wrong move could cost you taxes and penalties. So here are some things to know.

Lucia Capital Group Weekly

This Year’s 5 Most Common Tax Questions

Tax Day is right around the corner, and it seems like this particular tax-filing season has brought with it a pretty high level of confusion, most of it due to the effects of the 2018 tax law changes. Here are the five most common questions we’re seeing right now: 1) What’s up with the smaller… View Article

Lucia Capital Group Weekly

Why Consider Multiple Sources of Retirement Income?

When it’s time for you to retire, it’s likely you’ll need a source of income to replace your salary. And for many people, Social Security just isn’t enough. So how do you generate a reasonably stable income that will last as long as you do? The solution may be to have several sources of retirement… View Article

Investing and Personal Finance

Should You Really Own Fewer Stocks in Retirement?

Have you ever heard those investing cliches that sound like real advice but aren’t? You know, like “sell in May and go away,” “the trend is your friend,” or the so-called “100 minus your age” rule, which says you can figure out how much you should own in stocks by simply subtracting your age from… View Article

Lucia Capital Group Weekly

Sometimes It’s Better to Do Nothing

If you’re like most investors, you got hit pretty hard in the last quarter of 2018. According to Oppenheimer, investors pulled more than $200 billion out of equity mutual funds and ETFs from October through the first week in January. And money market assets grew by $209 billion last year—more than the previous five years… View Article

Lucia Capital Group Weekly

What to Do If You Missed Your RMD

Here’s a really important question for those of you who were at least 70½ years old last year: did you take your required minimum distributions (RMDs) from your pre-tax retirement accounts for 2018? I hope you answered “yes” to that question, because for most IRA and defined benefit contribution plan owners, the deadline to do… View Article