Capitalize

Capitalize

Are Annuities Good? Do You Actually Need Life Insurance? Interview with David Lau (Part 2) -Season 1: Episode 13

June 14, 2021

You may have heard that annuities are the greatest thing in finance. Or maybe you’ve heard that annuities aren’t right for anyone at all. The truth, though, lies somewhere in the middle: Annuities may be completely suitable for one individual, while another should never consider owning one. In today’s interview, Christoper Panagiotu, CFP®, CRPS®, talks about the good and bad of annuities, and brings up the question of whether life insurance is actually needed — or not — in part 2 of our interview with David Lau, founder and CEO of DPL Financial Partners.

Capitalize

Retirement Got Harder, The Income Dilemma, and Interest Rates – Interview with David Lau (Part 1) -Season 1: Episode 12

May 31, 2021

For many retirees, it’s all about the income.  In fact, that’s true for almost everyone who’s either retired, or looking to retire in the near future.  How do you supply yourself with enough income to last the rest of your life? On this week’s podcast, host Christopher Panagiotu, CFP®, CRPS®, speaks with David Lau, founder and Chief Executive Officer of DPL financial Partners about the challenges of creating lasting, stable income during an era of low interest rates.  How do you manage when rates today are less than half of what they were just 20 or 25 years ago? Find out more on today’s episode of CAPitalize, the podcast for the intelligent investor!

Capitalize

Is It Really Possible to Retire Early? – Interview with Colin Slabach (Part 2) -Season 1: Episode 11

May 17, 2021

In this week’s episode of CAPitalize, host Christopher A. Panagiotu, CFP®, CRPS®,  continues his interview with Colin Slabach, assistant professor and assistant director of the New York Life Center for Retirement Income at the American College of Financial Services. What does it take to retire early?  Is that even possible?  And what can everyone learn from women when it comes to finance and investing? This – and much more – on today’s episode of CAPitalize, the podcast for the intelligent investor!

Capitalize

Bitcoin, Bias, and Millennials – Interview with Colin Slabach (Part 1) -Season 1: Episode 10

May 3, 2021

Part 1 of our interview with Colin Slabach, assistant professor of retirement.  Today’s topics are many and varied: Bitcoin – what are the red flags when considering an investment in Bitcoin, and in cryptocurrency in general? Bias in investing – Recency Bias and Confirmation Bias are everywhere.  What does this mean in the world of investing? Millennials and money – what the younger set of investors should consider for their future. All that, and much more, on today’s episode of CAPitalize, the podcast for the intelligent investor!

Capitalize

Advice for Those Who Want Financial Success – Interview with Craig Israelsen -Season 1: Episode 9

April 19, 2021

What’s the most important piece of advice for those that want financial success?  As we continue the interview with Craig Israelsen, founder of the “Seven-12 portfolio,” our own Christopher Panagiotu, CFP®, CRPS® talks about what Craig would say to those who have a vested interest in achieving their own financial goals.  What is low correlation?  Why is it valuable?   Educating you on the important topics of the day – and more – on this week’s edition of CAPitalize, the podcast for the intelligent investor!

Capitalize

Are Stocks, Mutual Funds or ETFs Good? – Interview with Craig Israelsen -Season 1: Episode 8

April 5, 2021

What are the best steps for people to take to learn how to invest?  And – do you like salsa?  If so, this episode is for you! In finance, as in many other fields, knowledge is power.  And when you’re speaking with someone in academics, it’s an almost sure bet that you’re going to get answers to questions you have, while at the same time learning some valuable lessons.  In this episode of CAPitalize, Christopher Panagiotu, CFP®, CRPS®,  speaks with Professor Craig Israelsen, founder of the “Seven-12 portfolio”. We answer questions that need to be asked: What’s the difference between an Exchange-Traded Fund (ETF) and a stock?  And what do terms like “low correlation” mean?  And what’s the important piece of advice for those who desire financial success?

Capitalize

Does it make sense to diversify? Interview with Michael Edesess -Season 1: Episode 7

March 22, 2021

Is asset allocation as a strategy a good idea, or is it an exercise in futility? What about annuities? Christopher Panagiotu, CFP®, CRPS®, continues his interview with Michael Edesess, Chief Investment Strategist with Compendium Finance. This section gets even deeper into the topic of diversification, as well as Warren Buffett’s style of investing, and Michael’s opinions on both asset allocation and whether annuities could be a good idea to include in someone’s portfolio.

Capitalize

Are Stocks Risky? Interview with Michael Edesess- Season 1: Episode 6

March 8, 2021

Does rebalancing one’s portfolio actually reduce risk?  Is there any value in benchmarking investments? Financial advisor Christopher Panagiotu, CFP®, CRPS®,  speaks with Michael Edesess, Chief Investment Strategist of Compendium Finance about the idea of rebalancing, and why it may not be everything that people in the financial services industry often say it is. They also discuss Michael’s views on buy-and-hold investing, passive investing, whether diversification makes sense these days, as well as his opinion on just how risky stocks actually are.

Capitalize

How much can you actually spend in retirement? Interview with Dr. Wade Pfau- Season 1: Episode 5

February 22, 2021

Do you really spend more in retirement as time goes on? What should your asset allocation look like before and after you retire? We continue our interview with Dr. Wade Pfau, Ph.D., CFA, RICP®, following up on our previous discussion. Today, host Chris Panagiotu,  CFP®, CRPS®, will speak with Dr. Pfau about the conventional planning  perspective regarding retirement spending, and whether or not retirees tend to spend more – or less – as they get older. The answer may surprise you. Find out more on Part Two of this edition of CAPitalize, a podcast for the intelligent investor!

Capitalize

How can you potentially increase your income in retirement? Interview with Dr. Wade Pfau- Season 1: Episode 4

February 8, 2021

Can you increase your retirement income AND your legacy for your heirs? Is it the right time to look into buying an annuity? On today’s podcast, Chris Panagiotu, CFP®, CRPS®, is joined by Dr. Wade Pfau, Ph.D., CFA, RICP®,  host of the Retirement Researcher Blog, monthly columnist for Advisor Perspectives, and all-around smart guy. Chris will get into the reasons why Dr. Pfau believes that bonds may not belong in a portfolio, and why right now may – or may not – be a good time to look into annuities.  Lots to talk about on Part One of our interview on this edition of CAPitalize, a podcast for the intelligent investor!

Capitalize

Is flexibility the key to a successful retirement? Interview with Dr. Michael Finke – Season 1: Episode 3

January 28, 2021

Are we in a risky time in the market?  What does the CAPE ratio mean and why is it valuable? Part 2 of our discussion with Dr. Michael Finke, Ph.D., CFP®, professor of wealth management and director of the Grantham Center for Financial Security. Host Chris Panagiotu, CFP®, CRPS®,  speaks with Dr. Finke about risk, and more specifically, why it’s important to know what risks you may be willing to take in your investments. Get more details on Part Two of this edition of CAPitalize, a podcast for the intelligent investor!

Capitalize

Can you take as much from your portfolio in retirement as you think? Interview with Dr. Michael Finke – Season 1: Episode 2

January 28, 2021

It was commonly thought at one time that you could confidently take 4% of your portfolio each year in retirement and you’d be okay. Is that still true today? And what about fixed income? Are you putting yourself at risk with bonds? Chris Panagiotu, CFP®, CRPS®, is joined on today’s podcast by Dr. Michael Finke, Ph.D., CFP®,  professor of wealth management and director of the Grantham Center for financial Security.  Chris and Dr. Finke have a lot to discuss, including today’s historically low bond yields, and why Dr. Finke believes that lower rates of return across the globe are likely to be the norm in the 21st Century. If that’s true, then where will we find a decent yield?  Find out on Part One of this edition of CAPitalize, a podcast for the intelligent investor!”