Capitalize

How can you potentially increase your income in retirement? Interview with Dr. Wade Pfau- Season 1: Episode 4

Can you increase your retirement income AND your legacy for your heirs? Is it the right time to look into buying an annuity? On today’s podcast, Chris Panagiotu, CFP®, CRPS®, is joined by Dr. Wade Pfau, Ph.D., CFA, RICP®,  host of the Retirement Researcher Blog, monthly columnist for Advisor Perspectives, and all-around smart guy. Chris will get into the reasons why Dr. Pfau believes that bonds may not belong in a portfolio, and why right now may – or may not – be a good time to look into annuities.  Lots to talk about on Part One of our interview on this edition of CAPitalize, a podcast for the intelligent investor!

Is flexibility the key to a successful retirement? Interview with Dr. Michael Finke – Season 1: Episode 3

Are we in a risky time in the market?  What does the CAPE ratio mean and why is it valuable? Part 2 of our discussion with Dr. Michael Finke, Ph.D., CFP®, professor of wealth management and director of the Grantham Center for Financial Security. Host Chris Panagiotu, CFP®, CRPS®,  speaks with Dr. Finke about risk, and more specifically, why it’s important to know what risks you may be willing to take in your investments. Get more details on Part Two of this edition of CAPitalize, a podcast for the intelligent investor!

Can you take as much from your portfolio in retirement as you think? Interview with Dr. Michael Finke – Season 1: Episode 2

It was commonly thought at one time that you could confidently take 4% of your portfolio each year in retirement and you’d be okay. Is that still true today? And what about fixed income? Are you putting yourself at risk with bonds? Chris Panagiotu, CFP®, CRPS®, is joined on today’s podcast by Dr. Michael Finke, Ph.D., CFP®,  professor of wealth management and director of the Grantham Center for financial Security.  Chris and Dr. Finke have a lot to discuss, including today’s historically low bond yields, and why Dr. Finke believes that lower rates of return across the globe are likely to be the norm in the 21st Century. If that’s true, then where will we find a decent yield?  Find out on Part One of this edition of CAPitalize, a podcast for the intelligent investor!”

Are you doing the right thing to retire successfully? Interview with Dr. David Blanchett – Season 1: Episode 1

It was quite a ride in 2020. But regardless of where the markets are now, or have been, the financial goals for many people likely remain the same: enjoy retirement to the fullest, and don’t run out of money, before they run out of time. Of course, there are no guarantees that every one of your goals will be realized; life just doesn’t work that way. The key is to set yourself up so that the potential for success is there — and to enlist the help of someone who works toward making it happen. What are some of the most common mistakes people make in their financial portfolio?  If you have 10, 15 or more years to retirement, what are the steps YOU should take to strive to manage financial success? Dr. David Blanchett, CFP®,CFA® , and head of the retirement research division of Morningstar Investment Management, spoke recently with Lucia Capital Group advisor Chris Panagiotu, CFP® , CRPS® , about market strategies for 2021, maintaining focus on your goals, and how a financial advisor may add potential value to your overall retirement savings.