Lucia Capital Group Weekly
Is Now a Good Time to Capture Some Gains in My Portfolio?
A lot of people we’ve been meeting with have noticed that the stock market has far exceeded their expectations since the “Covid Crash” in March 2020… and now they’re wondering how long this good fortune is going to last. They want to know: “Is now a good time to get out and capture some of… View Article
The Zero-Percent Tax Bracket
Have you ever heard about a 0% tax bracket? It does exist – although not officially. Here’s the deal. If you look up the federal income tax brackets and tax rates online for 2021, you may find a table that looks something like this: 2021 Federal Income Tax Brackets and Rates for Single Filers, Married… View Article
How a Qualified Charitable Distribution May Be One Of The Best Tax Moves for a Retiree
As you get closer to, or into, your required minimum distributions, you may find that the requirement to remove a percentage of funds from your tax-deferred retirement accounts is a bit of a tax burden. Of course, if you need those funds to pay your monthly expenses, there’s not much you can do except bite… View Article
Is Hiring a Financial Advisor Worth It?
If you’ve ever considered hiring a financial advisor, you probably also asked yourself this question: Why should I pay an advisor when I could probably just manage my investments myself? It’s a legitimate question, and one you should consider carefully if you believe that self-management of your assets is a viable option for you. Is… View Article
How Should You Withdraw Money From Your Retirement Accounts?
It’s hard to find anyone who really enjoys paying taxes. So it’s not surprising that people often want to put them off for just as long as they can. This is why some financial strategists find it easy to tell their clients to “never take money from a taxable account until you’re required to do… View Article