Articles and Videos

Managing Your Financial Future

Consider This Social Security Filing Strategy- Season 8: Episode 4

February 15, 2022

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Lucia Capital Group Weekly

Extensions and Due Dates and Forms – Oh, My!

February 10, 2022

Recently we sent out a quick fact sheet on which forms and documents you should expect to receive from your IRA Custodian over the coming days and weeks, along with some tax filing dates for 2022 that you need to be aware of. This week, we wanted to send you this video that gives you a little more information on them.

Managing Your Financial Future

Why We Do Buckets- Season 8: Episode 3

February 8, 2022

The Bucket Strategy has been around for more than 25 years, in one form or another. Why has it survived for as long as it has? With all of the withdrawal strategies that have come and gone over the years, Buckets has managed to become a mainstay for many advisors around the country. I

Lucia Capital Group Weekly

A Social Security Filing Strategy You May Want to Consider

February 3, 2022

Here at Lucia Capital Group, one of the ways we often help our clients is with their decisions about when they should begin filing for their Social Security retirement benefits. This is a decision that causes real concern among some people.

Managing Your Financial Future

Why Your Home May Be Your Best Tax Friend- Season 8: Episode 2

February 1, 2022

Home prices are up pretty much everywhere, and for those who own one, this is good news on many different fronts. If you’re considering selling and maybe downsizing, or moving to a less expensive area, you may be able to take advantage of one of the best tax breaks out there. On this week’s episode of Managing Your Financial Future, find out from podcast host Johnny Dean and his guest, “Professor” Rick Plum, CFP® why your primary residence may be your best friend when it comes to capital gains taxes!

Capitalize

CAPitalize Your Investments – Season 2: Episode 15

January 31, 2022

This may or may not come as a surprise to some people, but there’s more to investing than just putting money into stocks — a LOT more.  Even combining just the simple, conventional “Stocks and Bonds” portfolio may not be enough to get you where you want to go. It took the Big Crash of 2008 for me in the early days of my career to learn that the successful investors used more than just stocks, or stocks and bonds, when working on building their nest eggs.  And while not everyone needs to have a huge variety of investments, just knowing that other tools may be available to you is a big step forward.

Lucia Capital Group Weekly

Your Most Valuable Asset May Also Be Your Best Tax Friend

January 27, 2022

Have you thought recently about selling your home?   If so, you might be selling at a pretty good time. The Case-Shiller US National Home Price Index tells us that the average price of homes across the country has gone up more than 104 percent since January of 2012, ten years ago. That really adds up to a lot of… View Article

Managing Your Financial Future

3 Money Moves to Make Right Now- Season 8: Episode 1

January 25, 2022

In the world of financial planning, it’s often better to do things sooner rather than later. That is, after all, why you do planning, isn’t it? No point in waiting until the very last minute. As it’s still early on, there are some things that you’re much better off taking care of right now, before… View Article

Articles

Your Guide to This Year’s Tax Forms and More

January 19, 2022

As the new tax season has officially begun, we’ve been getting some questions from clients who want to know what forms and documents (i.e., 1099s, form 5498, etc.) they should expect to receive over the coming days and weeks.

Capitalize

CAPitalize Your Child’s Financial Future- Season 2: Episode 14

January 18, 2022

If you’re a parent, you want to see your child succeed. And if you’re a brand new parent, you want to start your child off right, most likely from Day 1. Good idea! And yes – that includes getting them started on their own finances. This doesn’t necessarily mean you’re going to hand them a… View Article

Lucia Capital Group Weekly

Don’t Be Surprised By These Taxes In Retirement

January 13, 2022

Throughout your working years, you earn your paycheck, and that paycheck is subject to various forms of taxation: federal taxes, state taxes, FICA, Medicare, and maybe a few others.  And the higher your paycheck, the greater the taxes you have to pay. At least that’s the idea. So if that’s the case, it would stand… View Article

Lucia Capital Group Weekly

How To Calculate Your Future Retirement Income

January 6, 2022

Figuring out how much income you’ll need for retirement can be one of the biggest challenges in financial planning. This is especially true if your retirement is still 20 or 30 years away. So what’s a good way to estimate how much income you’ll need in retirement? For those whose retirement is at least a couple of decades… View Article